Question: Your feedback is very much welcome and appreciated. As per you guys’ request, here is the first step to realizing TRUE financial independence. The other 2 steps are as follows: Mimimizing expenses – Especially; and Increase your wealth by investing in income producing assets – particularly those that generate passive residual [...]

Question: I’m on the verge of declaring bankruptcy, and I need some information. I haven’t been able to find a newsgroup about it. Any suggestions? An excellent, easy to read book on bankruptcy – Debt Free! Your Guide to Personal Bankruptcy Without Shame – by James P. Caher and John M. Caher. Published [...]

Question: earlier this week, I had occassion to go into a local finance company to make a payment in person. The friendly receptionist who took my payment said in her perky voice “Can we interest you in another loan or additional funds today?.
When I said no, she didn’t know what to do–She asked, [...]

Question: Excuse me if this is not the proper newsgroup for posting this question….. but the people here are so common sense oriented that I thought I would try here first.
My 32 year old niece just got divorced from her husband. Her husband racked up a LOT of debt on credit [...]

Question: We have approx $23,000 in credit card debt. Dont’ ask how, we just do. Have a good job, permanent, but we just aren’t getting anywhere with the bills. Paying approx $500/month (all we can afford) and that covers the finance charges plus about $250 I think. So we’ve considered [...]

Question: Here’s a head’s up. I almost never carry a credit card balance, but I did this year for a few months because of a veterinary bill. I bounced it between a few cards for a while, taking advantage of free transfers and no interest periods. Then I let it land on a fairly low [...]

Question: best credit card airline Hello
I’m looking for a credit card that rewards airline miles and I was wounding if you would give me your recommendation.
I don’t mind paying an annual fee I pay my cards off every month so the APR is not an issue I want the most miles I can [...]

Question: > >Generalizing them to the lending industry as a whole is idiotic.
> The Az Republic was just reporting the facts. Apparently you don’t > like them, or Meiko’s direct refutation of your claims. And no one > generalized them to the industry in which you obviously have a great > interest in [...]

Question: >Also, several people I know (this friend included) >experienced a problem w/ the finance company paying >late, so that they still continued to receive harassing >calls from various lenders.
Leigh, are you the same person that kept babbling on about this for a few weeks before she would admit that she had [...]

Question: Did anyone catch the Oprah show? It was actually pretty decent about getting out of credit card debt, & putting value on *real* family values instead of just *things.*
It was refreshing!
Answer: It certainly was refreshing! They had alot of good ideas and ways to save [...]