Question: A bad credit personal loan can be aviled by people with bad credit. There are lenders who speciailze in making these loans available to them. Now it for sttandard loans in spite of their bad credit. They fail to realizethat a bad credit personal loan is the the fieldof bad credit is very huge. [...]

Question: I went thru them for my home loan, very pleased. Only problem we had was a new loan processor that had to be told when enough was enough. They just keep asking for more and more info. We had no credit problems, ever, and [...]

Question: All advice greatly appreciated . .
I owe about $15,000 (credit cards and 1 personal bank loan).
I’ve no mortage (house purchased for $217,000.00 in September of 1999) and recently paid cash for my car ($20,570.85 after a trade-in allowance of $3,256.00).
I’m considering re-financing my personal loan (about $3,000 o/s) and paying [...]

Question: Would a personal loan cause bad credit if the reason was for consolidation of credit cards. Would it matter if you change the reason for the loan?
Answer: Getting a personal loan and being accepted for it will be reflected on yout credit history. What it will do to your credit [...]

Question: I’m wondeing is this group about living within your means.
See reason i am here and reason i ask is i have an excessive amount of credit card debt. I budget monthly i only buy what i need. I spend zero on myself.
And budget is tight, and i don’t know how [...]

Question: We recently discovered that one member of the family, to everyone’s surprise, owes another a fairly large chunk of money (over $10k) from about five years back. Personally, I have strong feelings about who is to blame for this situation, but I’d like to keep that out of this discussion.
This wasn’t a [...]

Question: Did anyone see the part about the food bank in Southern Ohio. It was sad to see middle-class Americans standing in line. But it would be interesting to know the rest of the story on some of the families – i.e. whether they had big SUV payments. One family [...]

Question: Am I the only one in this particular situation? I feel very alone…
In 1996 after graduation, I consolidated my student loans, and one credit card (with school expenses – equipment essential to my education) under a private company (Merlin-Plato). The original amount was around $35,000. To make a long story short, I have [...]

Question: got an auto loan from a net bank and with the check it had instructions to the dealership to include their name as a lienholder for the title.
well the dealership were careless (par for the course there) and didnt put their name on the title. so now i have a clean title. [...]

Question: Ahh…. That’s me. $50G’s, nearly 6G’s under the mattress. I’m a >bastard, I know. But it’s the only way I can go back to school before >I’m too old for it to matter. \
It won’t matter anyway, with those kind of ethics you’ll always hate your job and your [...]