Question: guidance on whether I should just take out a personal loan and just pay > these like that or what?
> Any advice? Thanks!
Answer: Honestly, you can’t borrow your way out of debt. Taking out a personal loan to pay off other things will only postpone your debt [...]

Question: Hi, I’m a single mother of 2 and would like to find a kind individual to give me a personal loan with interest if necessary. I am stuck in a remote area where there are no jobs closer than 25 miles. I have no car, no money, don’t qualify for assistance because [...]

Question: I know this question has been asked a million times before and here is it once more – how do I improve my credit history?
I got out of grad school with huge loans and was able to pay only for a brief while before my bank balance drained out. I missed my [...]

Question: Situation is this. I am very topheavy in debt. I have lots of credit card debt. I have other debt to but i’m not getting anywhere with my credit cards. I have been able to make all my minimum payments but paying like zero principal on my cards for [...]

Question: It’s hard to believe how blind many people are when it comes to the car industry. Many posters seem to have the attitude, “so what if GM suffers. They are run by a bunch of idiots.” GM may be run by a bunch of idiots, but their fate is our fate.
This mindless anti-business, [...]

Question: I need some background information on a timeshare company in which I am planning on investing in the (very) near future. Questions relate primarily to
1) experiences (good/bad/ugly) with the company(s) 2) financial viability of the company [...]

Question: Would this clever credit idea (scam) work? Apply for $10,000 credit from credit company XXX and also from company YYY. Upon receiving both credit approvals, merrily shop at your favorite merchant, spending up to $10,000 using credit XXX. Then, when the bill arrives, simply payoff credit XXX with credit YYY. Then, some [...]

Question: I have my car financed through Nations bank . The amount financed was for 48months. What I wanted to know from you net guru’s is, financially what will be best way to pay the loan: 1. pay the loan in 4 years, 2. pay in less than 4 years, (equal instalments), 3. [...]

Question: Now that we’ve beaten the lease/buy car thread, let’s try homes!
Except for the fact that I like wide open spaces, I’m seriously considering *renting* for as long as I can before (if ever) buying a house. Does this make sense? I’m trying to work out the numbers: if [...]

Question: Unbelievable my parents are helping me out on this one loaning me 15,000 at 2 percent over five years get out of credit card debt. Didn’t ask they know i’ve been stressing over it. They got money i would never ask for them to bail me out though but i will accept [...]