Archive for the ‘Personal Loans’ Category

Credit card interest rates

Question: I am looking for the name of a low interest rate credit card. And if you know what day the Wall street Journal posts credit card rates that would help too.
Answer: Why? The lowest credit card rates are way above other rates. If you use [...]

Discover Card – Pffffft!

Question: This came in the mail this morning — big envelope with “New LOWER Interest Rates *Are* Here!” – from Discover Card. I figured – “it’s about time!” – I don’t use your card much because of your interest rates…
So I read…
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Credit card vs loan question

Question: All the talk about First USA and other cards has me thinking. Given an existing debt of say $10000 (to pick a nice round figure), is it better to put that balance on a low interest credit card (say the First USA at 5.9% or Citibank at a similar rate), or to take out [...]

Looking for Tip to Pay Off Cr Crd

Question: I owe about $650.00 on a credit card with a 19.8% interest rate. I have closed my account and am in the process of paying off the balance. My monthly payment is usually $19. At this rate I am getting no where fast
I am looking for some tips [...]

Car loans

Question: I’m considering getting a car loan for a car I already own. I paid in full when I bought it a few years ago, because I had a lot more money then than I do now.
So I’ve been looking at websites where car loans are offered. But they all seem to [...]

keep on buying those Jap products

Question: It’s hard to believe how blind many people are when it comes to the car industry. Many posters seem to have the attitude, “so what if GM suffers. They are run by a bunch of idiots.” GM may be run by a bunch of idiots, but their fate is our fate.
This mindless anti-business, [...]

Get him a CREDIT CARD!

Question: Hello fellow consumers. . . .
I have a credit question – I know there is a FAQ, but I wanted some opinions too. My workmate here has a problem. He’s 24, and works with me here at HP – he makes in excess of $35K. He has worked here [...]

Credit counselors help

Question: Situation is this. I am very topheavy in debt. I have lots of credit card debt. I have other debt to but i’m not getting anywhere with my credit cards. I have been able to make all my minimum payments but paying like zero principal on my cards for over [...]

Suspended Credit Card: Effect on credit?

Question: I recently just paid off all of my credit cards in full (took out a personal loan from a family member). Two out of the three were previously suspended. Now that the ballances on those cards are $0 they are still suspended.
Does anyone know (or can offer some insight) if a [...]

Credit card interest rates

Question: I am looking for the name of a low interest rate credit card. And if you know what day the Wall street Journal posts credit card rates that would help too.
Answer: Why? The lowest credit card rates are way above other rates. If you use [...]