Question: I’m a single mother of 2 and would like to find a kind individual to give me a personal loan with interest if necessary. I am stuck in a remote area where there are no jobs closer than 25 miles. I have no car, no money, don’t qualify for assistance because [...]

Question: The story’s too long to tell in one message, but suffice to say I applied for a debt consolidation loan from a broker in Dallas who advertized in my local paper (Los Angeles Times). Basically, they quoted me a $26,000 personal loan at 9.5%, and only required a $375 fee to “get the [...]

Question: I have heard that most bankruptcies can be solved if the person had an additional $200 per month. I have also heard that most people that file bankruptcy are less than 30 days behind.
These items I heard in passing, and I don’t have sources for them.
What it leads me to belive [...]

Question: I can take out a line of credit from 5k to 25k. The interest rate can be as low as 6.99%. I’m far more interested in getting a low rate than I am in borrowing a specific amount. A month ago, I was turned down by the same company for a 25k line [...]

Question: We recently discovered that one member of the family, to everyone’s > > surprise, owes another a fairly large chunk of money (over $10k) from > > about five years back. Personally, I have strong feelings about who > > is to blame for this situation, but I’d like to keep that out [...]

Question: I’ve seen some minor discussion on this subject in a related post, but I wanted to field this exact topic to this group.
As most banks have lately, mine will be merging with another bank at the start of the new year. My bank is in a great location (around the corner from [...]

Question: I want to purchase my first home but have two obstacles: 1) I just >started my new job and don’t have a lot of work history, and 2) have a >lot of debt due to past medical problems. I have excellent and abundant >credit, not a single bad mark, I just have a [...]

Question: I am trying to buy a 1991 Accord with 60,000 miles from a Chevrolet dealer 25 miles from me.
The dealership is telling me that the bank probably won’t finance a 3-year loan on the car unless I’ve got a warranty to cover the full 3 years of the loan. They want to [...]

Question: n some credit cards, there are deals (for limited periods) for balance :transfers and they give attractive APRs of 9.9 % and so. Now if one were :to go to a bank or a credit union and apply for a personal loan (or debt :consolidation loan) what is the interest they charge on [...]

Question: I’ve read how you should never agree to cosign because 75% of the time the debt will not be fully repaid by the original party, leaving you to pay the rest. However, are there advantages to doing it this way vs. loaning someone directly, as a personal loan?
I have a bandmate [...]